Mission
Our mission at Budgeting Essentials Company is to be a resource that can help you learn how to improve your life!
We have money help articles, encouragement articles and customized training designed to help you both personally and professionally.
Dan Heiland
Thanks for visiting my About page!
When I was young, all the things that I learned about debt hurt me. They were designed to keep me in debt.
Things like:
"Get a loan to pay for something you want."
"Establish your credit so you can borrow money."
"If you can afford the payments you can get this item."
"Get a consolidation loan to pay off your credit cards."
"I got a raise so I can afford to borrow more money."
Money was always tight. We couldn't figure out why we couldn't get ahead. We were doing all the things we learned.
So we started doing research. We learned why we didn't want to be in debt. We learned what we needed to do to get out of debt. Then came the difficult part. We needed to take what we learned and change what we were doing so we could get out of debt. It took a lot of hard work, but it was worth it!
We want it to be worth it to you, too! Here at Budgeting Essentials we have the practical experience so we can help you learn to deal with your with debt and spending habits.
In addition to the practical experience, I also have professional experience.;
For nearly 40 years I have had a number of accounting leadership positions in multi-company organizations. In those positions, my title changed, but I always was responsible for preparing the annual spending budgets for the companies in the organizations. That gave me the opportunity to prepare budgets for between 20 and 35 companies each year., depending upon the organization. There was always a mix of managers to work with, from people who had been working on spending budgets for years to people who didn't have that much exposure to budgets at all. We always worked through their issues and challenges, whether it was a basic question or an advanced issue. From learning how a budget works to doing a complete budget revision on a business overhaul, we always were able to work through the issues.
These companies have owners who are entrepreneurial thinkers and leaders in their fields and the organizations. The work environments encourage all employees to be entrepreneurial thinkers. Everyone is expected to operate using that entrepreneurial thinking. When situations come up that need attention, they are dealt with quickly and decisively. These organizations have a minimum number of staff between the front line workers and the owners. Being in this type of environment has always challenged me and helped me develop my entrepreurnial thinking skills.
Thinking entrepreneurially helps create a results orientated focus.
That focus means that In addition to my regular accounting duties, I also support budgeting, training for accounting and computers, including extensive Excel functions. That focus has allowed me to develop effective and comprehensive coaching and training skills.
That is the basis for the training we provide here at Budgeting Essentials.
We regularly post articles in the Dans Money Help Blog, the Budgeting Essentials Blog and the Debt Relief Journey Blog. In those articles I share budget creation tips, cost saving ideas and Debt Reduction help, as well as great tips I have learned over the years being in business. These tips help you learn how to have more money available to spend the way you want! Sign up so you don't miss one!
We have a FREE Budget Prep workshop for Business Owners. This workshop is an introduction to the principles and basic skills you need to manage your cash flow and business with a budget. Sign up Sign up to be notified the next time the workshop runs.
When Budget Prep workshop runs, We also open registration to the Budgeting Essentials - Budget Training Program. This online video training takes you in detail through the principles and steps that will enable you to prepare a well thought out budget. You'll learn how to manage your cash flow and put more money into your pocket each month! Sign up for the business Blog to supplement that training. You will receive weekly post notifications and also be notified when registration is open for the next workshop.
Our Budgeting Essentials - Debt Relief & Budgeting Program is available for people who want help having more money to spend on themselves by eliminating their debt and developing good spending plans. Whether you owe money on Student Loans, Credit Cards or any other type of debt, this program will help you learn the skills you need so you can eliminate your debt yourself. When you eliminate your debt, you can have more freedom to make spending choices instead of making debt payments.
Learn more by taking the Debt Relief informational workshop. Click here to register!